8623 SADDLE CREEK DR Berlin, MD 21811

UPDATED:
Key Details
Property Type Single Family Home
Sub Type Detached
Listing Status Under Contract
Purchase Type For Sale
Square Footage 3,716 sqft
Price per Sqft $282
Subdivision Saddle Creek
MLS Listing ID MDWO2035860
Style Traditional
Bedrooms 5
Full Baths 3
HOA Y/N N
Abv Grd Liv Area 3,716
Year Built 1992
Annual Tax Amount $7,243
Tax Year 2025
Lot Size 2.000 Acres
Acres 2.0
Lot Dimensions 0.00 x 0.00
Property Sub-Type Detached
Source BRIGHT
Property Description
Most waterfront homes in Worcester County force you to choose. Land or location. Privacy or proximity. Freedom or HOA oversight.
8623 Saddle Creek Drive refuses that tradeoff.
Set on more than two waterfront acres in the quietly positioned Saddle Creek community between Historic Downtown Berlin and Route 611 in West Ocean City, this 3,600+ square foot home delivers five plus bedrooms, three full baths, and direct cove access that opens into the bay. No formal HOA. No recurring HOA fees. Deeded covenants remain in place, but the control stays with you.
This is for buyers who want water access without giving up space. For boaters who are tired of trailering. For families who need real square footage, not just bedroom count.
The private pier accommodates multiple boat slips and leads directly into open bay waters. Sunset runs, paddleboards at dusk, early morning fishing. Not weekend ideas. Everyday options.
Inside, the layout stretches. Hardwood floors anchor the main level. A wood burning brick fireplace becomes the natural gathering point. The updated kitchen centers around a large eat in island built for conversation. Beyond the expected bedrooms and baths, there are bonus rooms that matter: office, study, secondary living area, hobby space. Enough separation for extended family. Enough flexibility for evolving needs.
The major upgrades are already complete. New roof. Updated kitchen. New geothermal HVAC systems. The mechanical confidence is there, leaving interior personalization entirely up to the next owner.
The location is the part many buyers overlook until they drive it. Ten minutes to the shops and restaurants of Downtown Berlin. A straight shot down Route 611 to Assateague Island and its protected beaches and wild horses. East into Ocean City for the Boardwalk, marinas, and dining. Then back home to quiet water and open sky.
Non HOA waterfront homes on two plus acres in this West Ocean City and Berlin corridor are not common. Especially not with direct bay access, a private pier, and major systems already addressed.
If you understand what land, water, and location are worth in Worcester County, this property deserves your attention.
Location
State MD
County Worcester
Area Worcester East Of Rt-113
Zoning R-1
Rooms
Other Rooms Family Room, Study, Office, Bonus Room, Hobby Room
Interior
Interior Features Additional Stairway, Attic, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Stove - Wood, Upgraded Countertops, Other
Hot Water Electric
Heating Forced Air, Other
Cooling Central A/C, Geothermal
Fireplaces Number 1
Fireplaces Type Brick
Inclusions See Inventory Addendum
Equipment Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Washer
Furnishings No
Fireplace Y
Appliance Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Washer
Heat Source Electric
Laundry Dryer In Unit, Washer In Unit
Exterior
Exterior Feature Deck(s), Porch(es)
Parking Features Garage - Side Entry, Garage Door Opener, Inside Access
Garage Spaces 6.0
Waterfront Description Private Dock Site
Water Access Y
View Bay, Panoramic, Other, Water
Roof Type Architectural Shingle
Accessibility None
Porch Deck(s), Porch(es)
Attached Garage 2
Total Parking Spaces 6
Garage Y
Building
Story 2
Foundation Block
Above Ground Finished SqFt 3716
Sewer Private Septic Tank
Water Private
Architectural Style Traditional
Level or Stories 2
Additional Building Above Grade, Below Grade
Structure Type Dry Wall
New Construction N
Schools
School District Worcester County Public Schools
Others
Senior Community No
Tax ID 2403128555
Ownership Fee Simple
SqFt Source 3716
Special Listing Condition Standard

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